Products > Auto Bank 2000 > Salient Features and Modules
Core Banking Salient Features
Our Core Banking Solution (AutoBank Enterprise) has been developed keeping the co-operative banking sector in mind. Since we provide solutions exclusively in this sector only we have better understanding of different ways in which Co-operative Banks work as against Scheduled and Private banks.
Some of main features:
- Centralized Processes: Many processes are centralized at the HO level where the servers are hosted.
- Open Day and Close Day
- Interest Applications
- Charges Application
- Backup / Restore
- Customer Communication printouts like reminders/ statements etc.
- Loand And Advances accounts follow up
- Branch Identity: Our solution has a unique feature of branch identity. Since in major core banking solutions individual branch looses its identity, in our solution it is possible to take our individual branch Balance Sheet and Profit and Loss every day
- Reporting: All reporting is centralized. All branches do not have to send any report to Head Office. It is possible to take out all reports at Head Office for any branch.
- Platform Independent Solution: AutoBank Enterprise works on Oracle and since Oracle is available on all major platforms (Windows, Linux, Unix) it is possible to adopt any platform and also on the client side it is possible to have Windows, Linux or Thin clients.
- Easy Upgrade: We provide easy upgrade facility for our existing AutoBank (Dos and Windows) users, with complete support, training and guidance.
- Multi-Delivery Channels: As may be seen in the diagram software supports multi –delivery channels like :
- Mobile Phones (Mobile Banking)
- Standard Telephone (Tele Banking)
- Browser and Email ( Internet Banking)
- Remote Terminals (Remote Banking)
- ATM
- Lobby ATM
- Touch Screen Terminals
- On-Time Alerts: One of the unique features of this software is the One-Time Alerts. In this age of mobile phones, we provide alerts on the mobiles under following three different conditions:
- Happening of Events: The software can be configured to handle any number of events and the targets can be one or a group of mobile phones (of customers or bank officers). For Example, a customer can get alert if there is a major transaction of any type (Cash or Transfer) in his account. An officer of general manager will get alert on his mobile if there is a TOD happening in any account in any branch.
- Broad Casting: In this case bank is able to broadcast standard or customized message to one or more account holders. For Example, deposits getting due for maturity, Loan Installment getting due, Documents getting due for renewal etc.
- Pulling Information: under this condition the client can pull information required for his account like: Balance, Mini Statement, debit cheques effecting today, interest rates, etc.
Security:
The security has been enhanced to the required level with following main features.
- Database Security: Oracle provides one of the best security in the industry for databases.
- Communication Security: All communication between clients and Servers are encrypted using 128 bit or higher level encryption.
- Application Level Security: We provide one of the best Application Level Security with standard features like:
- Maker and Checker concept
- Users Levels and configurable rights
- Individual User can also be further configured for rights
- Dual Access Control parameters
- Complete Audit trail of all transactions and changes happening on the database.
- Terminal Level Security: Only configured terminals can be allowed access to all or specified modules of the software
Special Report Writer:
We have designed special report writer which facilitates bank in developing Ad-hoc reports as and when required. This allows them to feed all details at the time of Audit or RBI inspection. Not only this but this ad-hoc reports can be saved for use in future as standard report templates. This report writer can give report on following main area.
- Balance Sheet, Profit and Loss and General Ledger level.
- Sub Ledger Level
- NPA
- Graphical Reporting
- Ratios
- Any other type adhoc report
These reports are available for any period or for comparative period and for all branches combined or for any particular branch
Available Modules of AutoBank :
Branch Office Modules |
General Ledger with B/s and P&L |
Branch/Bank Reconciliation |
All Sub ledgers - Savings, Current, Advances. |
Officer's Checking and Authorization Module |
All Deposits, Cumulative, Non Cumulative, Open Maturity, Automatic renewal, Cash Certificates, Monthly Interest and Recurring Deposits |
Suspense Account Maintenance and Pay orders |
Daily Deposits |
Drafts and Remittances |
Clearing Inward/Outward, National |
Signature Storage and Retrieval |
Security and Audit Trail |
Cashiers Module |
MIS and RBI Reports |
Customer Enquiry Window |
IBC/OBC |
NPA (Subject to certain rules) |
Head Office Modules |
Branch Consolidations for Daily Balance Sheet/P & L, Outward Clearing, Form No. 1 and 9, MIS Reports for Branch wise/ Total, Balance Sheet Reporting |
Inward Clearing Module, Generates branch wise report and floppy for direct debit at branch |
Payroll and Staff Loans |
Inter Branch Transfer Module, Operates like Clearing House for branches |
District Bank Statistical Reporting |
Share Accounting and Shakh Reporting |
Suit files |
Locker Modules |
Extra Advance Banking Modules |
Fax On Demand |
Tele Banking |
Customer Remote Terminal |
SMS/Mobile Banking |
Internet Banking |
Inter-Branch Any Where Banking |
Centralized Server Banking |
Core Banking |
Touch Screen Terminal |
ATM Software |
Nabard (Gramin Bank) Module |
PIN Implementation |
Assets Management Module |
Customer Relationship Module |
Easy Interface with |
Fax- Modem |
Pass Book Printer & Line Printer |
MICR Encoder |
ATM Machine |
Scanner |
Digital / Web Camera |
Punch Card Machine |
Touch Screen Machine |
Support Network Details |
Gujarat Network |
Rajasthan Network |
Vadodara |
3 |
Ahmedabad |
18 |
Kota |
1 |
Bharuch |
1 |
Surat |
1 |
Sirohi |
1 |
Anand, Nadiad |
3 |
Godhra, Dahod |
3 |
Jaipur |
1 |
Visnagar, Vadnagar |
2 |
Mahesana |
2 |
Jodhpur |
1 |
Jamnagar, Rajkot |
2 |
Bhavnagar |
1 |
Jhalore |
1 |
Junagarh |
1 |
Surendranagar |
1 |
Bhavanimandi |
1 |
Himmatnagar |
2 |
Modasa |
1 |
Bundi |
1 |
General Features |
ISO 9001:2000 Certified |
CISA Audited |
Y2K Compliant |
Advanced Security |
Bugs Free & User Friendly |
Local Support at All Centers |
All Factors Covered with 675+ Reports |
Online Help & User Manual |
Continues Devp. & Version Upgrade |
17 Years Stability |
75+Experts for Develop & Support |
Unlimited onsite Training |
Major Kind of Old Data Transfer Facility |
Single Window Operating Facility |
Highest installation in Co-Op. Sector |
Fully Parameterized & Support Free |
Speed and Accuracy |
Training Center Facility |
0% Failure Software |
25% Clients Switched over From Others |
Specific Co-Operative Banking Covered |
RBI & TDS Forms Module Covered |
All Updates By RBI Covered |
Low Cost Solution & Minor Maintenance |
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